U.S. DEPARTMENT of STATE


Graduate Study

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Planning Ahead

Calculating Your Expenses

Financing Your Education

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Graduate Study
Planning Ahead

It is a myth that international students can easily get the money they need for study after they have been admitted to a college or university in the United States. In fact, such an assumption can lead to hardship and disappointment. Most institutions have committed all their scholarship and loan funds long before the academic year begins. Also, as part of the application for a student visa, you must be able to show proof to both the graduate school admissions office and to your local U.S. embassy or consulate that you have sufficient funds to meet the total annual expenses. If you plan to bring a spouse and/or children with you to the United States, you will also need to prove in advance that you have funds to support your family.

The best time to arrange U.S.-based financial assistance is before you leave home. Deadlines for scholarship and grant programs can be as early as one-and-a-half years before departure. Universities often require students to complete a financial statement, specifying how they intend to cover their expenses, as part of the application process.

Planning ahead will give you time to research independent scholarships and to identify university programs that have funding available. If possible, also try to make personal contact with professors in your department of interest at U.S. universities, since professors play an important role in identifying grant and funding recipients in their departments.

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